Knoxville Flood Claims by ZIP Code
FEMA keeps a record of every National Flood Insurance Program claim. This table counts them for each residential Knoxville ZIP code, with the dollars paid on building and contents. A high count means water from outside has reached houses there before, mostly along the creeks. Burst pipes and appliance leaks aren't in it; those go through homeowners policies, not flood insurance.
Updated
Limits of this data
Only NFIP claims are counted. Private flood policies, homeowners water claims and losses nobody insured are not in it. A low count can just mean few people in that ZIP buy flood insurance. ZIP codes are the ones reported to FEMA. Where a ZIP has fewer than 5 claims, the count reads "fewer than 5" and no dollar figure is shown.
FEMA's records show 543 NFIP claims in 18 residential Knoxville ZIP codes; 435 received a payment, and $7,344,804 was paid altogether.
| Area | Claims with a payment | |||
|---|---|---|---|---|
| 37918 | North Knoxville, Fountain City and Halls | 152 | 127 | $1,938,657 |
| 37917 | North Knoxville, Fountain City and Halls | 134 | 106 | $943,844 |
| 37919 | Bearden, Sequoyah Hills and West Knoxville | 36 | 31 | $1,602,392 |
| 37931 | Concord, Farragut, Karns and Hardin Valley | 34 | 29 | $371,957 |
| 37920 | South Knoxville | 32 | 19 | $199,871 |
| 37938 | North Knoxville, Fountain City and Halls | 27 | 23 | $132,909 |
| 37914 | East Knoxville and Carter | 25 | 20 | $614,574 |
| 37934 | Concord, Farragut, Karns and Hardin Valley | 23 | 18 | $240,282 |
| 37922 | Concord, Farragut, Karns and Hardin Valley | 20 | 15 | $507,508 |
| 37912 | North Knoxville, Fountain City and Halls | 20 | 17 | $220,658 |
| 37923 | Bearden, Sequoyah Hills and West Knoxville | 14 | 9 | $110,704 |
| 37924 | East Knoxville and Carter | 10 | 10 | $171,361 |
| 37921 | Bearden, Sequoyah Hills and West Knoxville | 10 | 7 | $252,616 |
| 37932 | Concord, Farragut, Karns and Hardin Valley | fewer than 5 | fewer than 5 | Not shown |
| 37902 | Downtown, Old City and Fort Sanders | fewer than 5 | fewer than 5 | Not shown |
| 37916 | Downtown, Old City and Fort Sanders | fewer than 5 | fewer than 5 | Not shown |
| 37909 | Bearden, Sequoyah Hills and West Knoxville | fewer than 5 | fewer than 5 | Not shown |
| 37915 | Downtown, Old City and Fort Sanders | fewer than 5 | fewer than 5 | Not shown |
Years with the most claims in these ZIPs
- 201197 claims, $2,220,529 paid
- 199870 claims, $868,657 paid
- 198250 claims, $583,985 paid
- 201949 claims, $1,011,686 paid
- 200345 claims, $498,352 paid
Source: FEMA OpenFEMA NFIP Redacted Claims v3, calculated by Knox Flood & Freeze on November 12, 2026. "Total paid" adds building and contents payments; a reissued check can show up as a negative amount. See sources and methods. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
How to cite this page: Knox Flood & Freeze, "Knoxville Flood Claims by ZIP Code," calculated from FEMA OpenFEMA NFIP Redacted Claims v3, retrieved November 12, 2026, https://knoxfloodandfreeze.com/knoxville-flood-claims-by-zip.
Creek and storm water is a flood-policy matter, not a homeowners one. Read about flash flood cleanup in Knoxville and the Tennessee insurance guide.